We’re excited to announce the launch of our new in-house Dental Member Plan. After a number of patients expressed to us their dissatisfaction with their current dental insurance, we started researching how these plans can work. We think the end result is something both patients without insurance – and patients who are unhappy with their current insurance – can benefit from. Plan details are summarized on our website at our new Dental Member Plan page.
Not Dental Insurance
Our Dental Member Plan is not dental insurance. It is a member plan offered by Dr. Albers to his patients. With insurance, you typically have deductibles, co-pays, and limits on the amount of benefits each year. Once you reach that limit, you pay full price for additional treatment. With our Dental Member Plan, you pay an annual fee and are entitled to our recommended annual preventative care (usually two visits per year) at no additional cost. Furthermore, our members receive discounts of between 10-15% on other dental treatment. There is no limit to the number of times patients can utilize these discounts on fees.
What are the benefits of our Dental Member Plan?
Patients who do not currently have dental insurance will benefit from reduced fees. And, it is our hope that this plan will further encourage dental wellness with patients motivated to schedule and use their preventative care benefits. (Unused preventative care benefits do not carry over from one enrollment period to the next.) One reason we encourage regular visits is that early detection of dental issues can prevent more costly dental procedures down the road.
For patients who currently have dental insurance, we think the benefits will be even more noticeable. There will be no more waiting periods, pre-existing exclusions, or pre-authorization hassles. There will be no claims forms, no denials of coverage, no deductibles or co-pays, and no annual maximums. Dr. Albers will review recommended care with patients and patients will then be able to determine what is best for them. (No more third parties second guessing treatment!) Unlike some dental insurance plans, we clearly identify benefits covered at 100%. Likewise, we explain discounts for other dental treatment in an easy to understand way.
We appreciate our patients and hope this Dental Member Plan will encourage dental wellness and provide value for members. Please feel free to review the details on our website, or, check out our Frequently Asked Questions (FAQs) page. If you have any questions, you are always welcome to give us a call at 719-634-8458.